http://irgu.unigoa.ac.in/drs/handle/unigoa/10 2026-06-21T17:41:56Z http://irgu.unigoa.ac.in/drs/handle/unigoa/7886 Financial fitness: Behavioral drivers of money management among athletes in India Da Costa, T.L.; Pawaskar, P.; D'Cruz, A.V. Financial vulnerability among athletes, characterized by inconsistent incomes, minimal savings, and inadequate investment planning, remains a persistent and underexplored topic. This study investigates the key factors influencing behavior toward financial planning among athletes in Goa, India. A dataset of 252 responses was collected from active athletes currently representing a professional club, a State Association, or a national-level program in Goa. By employing the Theory of Planned Behavior (TPB) as the guiding framework, this study explores how Attitudes (ATT), Subjective Norms (SN), and Perceived Behavioral Control (PBC) shape financial behavior using Structural Equation Modeling (SEM). The study also examines the moderating role of income on the antecedents of behavior. Findings indicate that a positive attitude toward financial planning and a strong sense of PBC significantly enhance the intention to engage in sound financial practices. However, the influence of social norms, pressures, or expectations from family, peers, and coaches was found to be minimal, suggesting external encouragement may not be as effective unless accompanied by internal motivation and personal confidence. Multigroup analysis revealed income-based differences, indicating differential motivational drivers across income segments. The results underscore the urgent need for targeted financial education initiatives and personalized intervention programs to build awareness, strengthen financial self-efficacy, and provide practical tools to help athletes take proactive control of their financial futures. 2026-01-01T00:00:00Z http://irgu.unigoa.ac.in/drs/handle/unigoa/7882 Matoli, gastronomic culture, festival, and tourism: exploring Ganesh Chaturthi in Goa through the lens of cultural ecology theory and the convivialist approach Tendulkar, C.C.; Subhash, K.B.; Pimentel, T.D.; Sankaranarayanan, K.G. The celebration of Ganesh Chaturthi in India, especially in Goa, is closely linked to unique cultural traditions that showcase the region's rich heritage, traditional values, and ecological awareness. A key tradition is the Matoli, a decorative canopy made from locally sourced herbs, fruits, roots, and shrubs, representing the community's strong connection with its natural environment and linking culinary customs to ritual practices. This study examines how gathering materials for Matoli and preparing festive dishes promote community cohesion, fostering collaboration and shared cultural expressions. Using cultural ecology theory (Steward, 1955; Rappaport, 1967; Harris, 1966), the research explores how societal practices are closely linked to the natural environment. Using a mixed-method approach, the study combines ethnographic fieldwork, botanical surveys, and interviews with local residents to explore both the cultural and ecological aspects of the Matoli tradition, including its culinary elements. The findings highlight how these practices can help preserve cultural identity, encourage sustainable eating habits, and strengthen community ties. In line with the Convivialist Manifesto (https://convivialism.org/), we contend that tourism should coexist with the normal functioning of host societies without fundamentally changing or subordinating them, following an alternative post-neoliberal convivialist logic. By examining the connection between tradition, biodiversity, and food culture, the study provides insights into how festivals like Ganesh Chaturthi can serve as platforms for cultural conservation and environmental awareness. 2025-01-01T00:00:00Z http://irgu.unigoa.ac.in/drs/handle/unigoa/7881 Measuring customer loyalty antecedents: The role of satisfaction among Gen Z coffee consumers Bayu, W.L.; Indrawati; Subhash, K.B. Indonesia, with a Generation Z population exceeding 66 million in 2023, represents a significant market segment for the food and beverage (F&B) industry. Generation Z exhibits high consumption of food and beverages, making customer loyalty a critical concern for businesses. This study investigates how Corporate Social Responsibility (CSR), product quality, service quality, and price fairness affect customer loyalty, while positioning customer satisfaction as an intervening variable. Data were obtained from 550 purposively selected respondents and processed using Partial Least Squares Structural Equation Modelling (PLS-SEM). The findings reveal that product quality, service quality, and price fairness significantly affect customer satisfaction, which in turn significantly influences customer loyalty. Price fairness not only directly influences customer loyalty but also produces the strongest indirect effect through customer satisfaction (? = 0.189). Meanwhile, CSR significantly affects customer loyalty through a direct path, whereas its impact on customer satisfaction and its indirect influence through satisfaction are not supported. In addition, product quality and service quality do not directly affect customer loyalty but influence it indirectly through customer satisfaction. These findings highlight the role of customer satisfaction as an intervening mechanism linking the key antecedent variables to customer loyalty and provide a context-specific explanation of loyalty formation among Generation Z consumers in the F&B industry. 2025-01-01T00:00:00Z http://irgu.unigoa.ac.in/drs/handle/unigoa/7878 Estimation and decomposition of the Indian manufacturing sector's total factor productivity: a trade theory-based analysis Hassani, H.; SarathChandran, B.P. Trade boosts productivity; hence, decomposing aggregate productivity based on major trade theories is essential to understanding the relative significance of each channel on productivity-led growth and its effects on living standards and real income of the nations. This paper uses the most recent control function estimation approaches to provide a more consistent and efficient estimate of the Indian manufacturing firms' Total Factor Productivity (TFP). Then, the article decomposes aggregate productivity loss of India's manufacturing due to the decline in trading activities into the inter-industry effect, the technology effect, the continuing-firm effect, and "the joint effects of entering and exiting firms". When India actively participates in trade, the primary drivers of increased aggregate productivity in the manufacturing sector are the technology and intra-industry effects, with the inter-industry effect contributing by around 24 percent. Declining trading activities caused productivity loss, primarily due to resource reallocation among continuing firms, followed by the technology effect, minor fluctuations in inter-industry, and the joint effects of entering and exiting firms. In light of these findings, the study recommends that trade policies prioritize boosting Indian manufacturing firms' trading activities to increase the sector's overall productivity. 2026-01-01T00:00:00Z